Daily indemnity (Total loss )
The amount of the indemnity shall be calculated in the following way:
a. In the case of complete stoppage, the indemnity shall be calculated by multiplying the daily insured sum by the number of days during which the stoppage of business activities occurred, providing this number does not exceed the maximum indemnity period insured.
b. In the case of partial stoppage, the daily insured sum shall be decreased according to the percentage of reduction of the business activities.
c. In the case that there was a period of total closure followed by a period of reduced activity, the different indemnity percentages stipulated for each case shall be applied according to the duration of each situation and providing the indemnity period does not exceed the maximum indemnity period insured.
d. For the purposes of the payment of indemnity, only the working days on which the establishment opens shall be counted.
21. Calculation of the indemnity
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Liberty Commercial Premises insurance